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Your First Two Weeks in Singapore: Student's Pass, SIM, Bank, Transit


Singapore is the easiest arrival of any study destination, things work, queues move, and everything is in English. But the order of tasks still matters, because several steps depend on your Student's Pass being fully issued.

Week 1

1

Complete Student's Pass formalities

You entered on the In-Principle Approval letter. Book and attend the ICA appointment (or your university's on-campus enrolment session) to get the physical pass issued. Bring your passport, IPA letter, photos and the fee. Until this is done you are a visitor, so do it first.

2

Get a local SIM

Prepaid SIMs from Singtel, StarHub or M1 are sold at the airport and 7-Eleven with your passport. For monthly value, app-based plans like GOMO or giga are usually the best deal for students. You need a local number for almost everything else.

3

Set up transit

Trains and buses take contactless bank cards directly under SimplyGo. Once you have your student pass, apply for the concession card for discounted student fares, it pays for itself if you commute daily.

Week 2

4

Open a bank account

DBS, OCBC and UOB all offer no-fee student accounts and open them with your passport plus Student's Pass. DBS or POSB is the most common choice on campuses. Get PayNow linked to your number immediately, Singapore runs on it, from splitting dinner to paying rent.

5

Sort health cover and clinics

Your university fee includes a basic medical scheme and campus clinic access. Find your campus clinic and understand what the plan covers before you need it. GP visits outside the scheme are private and cost SGD 40-80.

6

Register with your university's international office

Orientation is not optional bureaucracy here, it is where you learn work-hour rules (16 hours a week in term, more in vacations, on-campus rules differ) and get plugged into the Indian student societies that will save you many mistakes.

One honest note on money. Set up a Wise or similar account in week 2 and agree a transfer rhythm with your parents. Ad-hoc forex transfers through banks are where students quietly lose thousands of rupees. More in our Singapore costs guide.

Questions a checklist cannot answer, like which neighbourhood, which telco plan, which student societies are actually active, are exactly what a verified Singapore mentor is for.

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