The study permit process changed meaningfully in 2024-2025. Here's how it actually works today.
Verify current rules. PAL rules, exemptions and processing times shift often. Cross-check IRCC's study permit page.
What is the PAL?
The Provincial/Territorial Attestation Letter (PAL/TAL) proves your spot counts within your province's allocation under the national cap. Your school usually issues it (often within ~3 business days) after you accept your offer and pay a deposit.
From 1 Jan 2026, master's and doctoral students at public DLIs no longer need a PAL. Undergrad and most college applicants still do.
The steps
| # | Step |
|---|---|
| 1 | Get accepted by a DLI; pay deposit |
| 2 | Receive your PAL/TAL (if required) |
| 3 | Arrange proof of funds (CAD 22,895 + tuition + travel) |
| 4 | Complete medical exam |
| 5 | Apply online via IRCC; pay ~CAD 150 + CAD 85 biometrics |
| 6 | Give biometrics; wait for a decision |
SDS is gone
The Student Direct Stream, the ~20-day fast track Indians relied on, was discontinued on 8 Nov 2024. Everyone now uses the standard stream.
Processing has stretched to ~8-12 weeks or more. Apply as early as you can.
Changing schools mid-way?
Since 22 Jan 2025, you generally need a new PAL before submitting a study permit application when changing schools.
Confused about whether you need a PAL? An Aurora mentor can walk you through it.
