Canada got more expensive to apply to in 2025, not just in tuition, but in the cash you must prove you have. Here's the real math (CAD→INR at ~62).
Tuition (per year)
| Level | CAD | ~INR |
|---|---|---|
| College diploma | 14,000-20,000 | ₹8.7L-12.4L |
| Undergrad university | 20,000-40,000 | ₹12.4L-24.8L |
| STEM/business degrees | 40,000-60,000+ | ₹24.8L-37L+ |
| Master's (typical) | 18,000-35,000 | ₹11L-21.7L |
Living costs
Roughly CAD 1,200-2,200/month (~₹74,000-1,36,000). Toronto and Vancouver sit at the top; the Prairies are cheaper.
The proof-of-funds change you can't ignore
This replaced the old CAD 10,000 figure tied to the now-defunct SDS. A GIC from a participating Canadian bank, funded at the proof-of-funds level, is still a clean, widely accepted way to demonstrate funds.
What counts as proof of funds?
A GIC, a Canadian bank account with transferred funds, an education loan document, 4 months of bank statements, or a bank draft.
Honest total
Budget at least ₹25-40 lakh per year all-in at a university. Anyone quoting dramatically less is probably out of date.
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